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x-api-token header.401, check the length first.Business and Enterprise in the plan list. This covers webhooks and the SMS and WhatsApp channels too.{ "message": "API access requires a Business plan or higher." }401 means Signater could not identify anyone. That covers a missing header, a malformed token, one that was revoked, and — worth knowing — one belonging to a deactivated user or a deactivated membership, because those are filtered out of the lookup rather than reported separately.{ "message": "User should be authenticated." }403 means you were identified and refused. Four conditions produce it from the front door: the account is inactive, the plan does not include the API, sandbox is switched off, or the endpoint requires an administrator. Three more come from account settings, when a request asks for Pix or WhatsApp on an account where they are disabled. Error handling lists all seven with their exact messages.403 with Sandbox mode is disabled.; an account administrator can turn it back on in Account settings.429 with a Retry-After header. If your calls suddenly take seconds instead of milliseconds, you are in the queue.